There are lots of scams operating just now, ranging from offers of a loan if you sign up to Universal Credit, to paying for your shopping in advance and then the person not delivering, to telephone calls telling you that you need to buy a Coronavirus testing kit because you’ve been in contact with someone who has the virus. All of these schemes are illegal get-rich-quick methods designed to get you to hand over your money! The Money Advice Service have written some useful articles about scams:
Over 75s TV Licence Scam
TV Licences are no longer free for people over 75, but scammers are contacting people from fake websites asking them to pay for their TV Licence.The emails look genuine, but they lead to fake sites which will take your TV Licence payment, or worse, take your bank details and empty your account. They certainly won’t provide you with a valid TV Licence.
If you think you have been a victim of a scam, report it to the Police via this link or call 0300 123 2040. If you have given your bank details to anyone speak to your bank as soon as possible.
The Stop Loan Sharks Project is run by the Illegal Money Lending Team. Loan Sharks lend money at very high interest rates, without the necessary licence to do so, and often become violent when payments can’t be made on time. The Illegal Money Lending Team investigate these crimes and help victims to get free of the loan shark and see that justice is done.
You can find the Stop Loan Sharks Project through these links on Facebook and Twitter. To find out more about loan sharks and to safely report anybody illegally lending money as a loan shark, visit the Stop Loan Sharks website or call them on 0300 555 2222.