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  5. Debt Solutions - Scotland

Debt Solutions - Scotland

For advice on Scottish debt solutions, contact Citizens Advice Scotland, StepChange or National Debtline.

Debt Arrangement Scheme

For residents of Scotland, this scheme offers affordable monthly payments to pay off debts.

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Debt Consolidation

This debt solution may be suitable if you will not be left in a financially worse position.

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Minimal Asset Process (MAP)

A debt solution available in Scotland for people on a low income.

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Self-Management

Read about the other ways of managing your debts to put you back in control.

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Sequestration

Otherwise known as bankruptcy can provide a fresh start, but it comes with conditions.

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Trust Deed & Protected Trust Deed (PTD)

This is a legally binding agreement that usually lasts four years between the debtor and all creditors.

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Warnings

Please read these warnings before going ahead with a debt solution.

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Lovell House, Archway 6, Hulme, Manchester M15 5RN

Tel: 0330 355 1000

One Manchester Limited is Registered in England and Wales, Registered Society Number: RS0007018. 
Registered Office Address: Lovell House, Archway 6, Manchester, M15 5RN. We are Registered with the ICO under Registration Number: ZA111141. One Manchester is Authorised and Regulated by the Financial Conduct Authority, Firm Registration Number: 843226

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