Congratulations! The fact that you are here means you are at least thinking of tackling your debts.
Here at One Manchester we have a dedicated team to help you with any aspects of money or benefits. We can offer advice over the telephone, email or face to face at one of our offices.
The basic rules of dealing with debt are to follow these steps:
We have several resources that you might find useful to do this
Our Budget Buster & Spending Diary is good for listing down everything you spend on a weekly basis. It challenges you over a 4-week period to reduce your spending giving you lots of helpful hints and tips. You can set your very own spending budget or to use this to work out how much you can afford to pay off your debts
There are lots of free debt advice services so there is no need to go to a fee paying debt company and the big message we want to get across is that nobody needs to suffer with debt – there is always a solution!
Check out our Debt Solutions section to see which is the best solution for you
Further information can be found at: